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Is Financing a New HVAC a Good Idea?

Purchasing an HVAC system is no small task for San Antonio homeowners. Nobody likes seeing their savings depleted, and financing may sound like a solution to this problem. But the question remains, is this a smart decision?

The short answer is yes! Financing a new HVAC system can be advantageous. Even with a generous savings account, financing can fit an investment like this within your existing budget instead of disrupting it.

Here are some important reasons why financing your air conditioning system is a positive decision for anyone living in Texas.

Select What's Best; Not What's Cheap

Selecting the heater or air conditioner that “gets the job done” always feels good at first. But as the old adage goes: you get what you pay for. It won’t take long before you start dealing with the repercussions of going the easy route. The fact is, your HVAC system will serve your home for the next decade: don’t you want the right system?

With HVAC financing, you can review all the options available to you – not just the ones you can afford today. Instead of getting a basic system, you can invest in a heating and cooling unit that will operate efficiently, quietly, and with optimal comfort for years to come.

The best way to leverage HVAC financing is to invest in a high-efficiency model. A unit with a high-efficiency rating will pay dividends the very first month of operation. Your utility bills will drop dramatically. Then, you can use the difference in utility costs to make the payments on your financed system.

Plus, higher efficiency units reduce your carbon footprint. That’s good for the planet!

Creating A Cool And Comfortable Environment

Did you know that your comfort depends on much more than the temperature? Moisture and air quality make a big difference. Consider how you feel on a 70-degree day on a clear spring day, and a 70-degree afternoon hours after a downpour. The humidity can be insufferable at times!

The same is true for inside your home. When the day comes to replace your air conditioner or furnace, it’s a great time to think about your entire comfort system. With HVAC financing, you can investigate additional options like humidifiers or dehumidifiers that will greatly improve how you feel inside your house.

Also: consider allergy season. Many of our neighbors in San Antonio suffer from seasonal allergies. You can protect your family by looking into the indoor air quality of your home. According to the EPA, indoor air can carry up to five times more pollutants than outdoor air. Candles and sprays only mask the problem – and in some cases, agitate allergies even more. When you buy a new air conditioner, you can look into options for your home. 

Start Your Financing Progress Today!

If your heater or air conditioner needs to be replaced, you really shouldn’t put it off. Your home is where you build a life for yourself and your family. Ensuring your comfort in the space you live should be a top priority.

A lot of San Antonio homeowners will put off replacement until they have enough money saved. But really, life is just one emergency after another. Financing a new HVAC unit means that you don’t need every cent saved in order for your home to be comfortable.

When you think about your home, you should think: comfort. If your AC isn’t working, or your furnace is making loud noises, you shouldn’t have to suffer through it. Our team is based right here in San Antonio and can provide you with a reasonable quote on a new system, and can get you in touch with a financing expert. Upon speedy approval, we’ll get your new heater or A/C installed, fast. That way, you can stop worrying and start living. Contact us today for more information or to schedule an appointment!

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Fabby Escamilla

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Whether you need to run an HVAC Diagnostics test or you need a brand new A/C unit in the San Antonio area, Manuel and Sons has your back! We take the time to walk you through the process and inform you every step of the way. Fill out the form or give us a call at (210) 550-8308. We’re here for YOU!
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